Moody’s Analytics Launches the MARQ™ Portal and Credit Score for High Efficiency Small Business Lending

The MARQ portal and score are key components of Moody’s Analytics small business lending solution, an integrated set of tools designed to improve the lending experience for banks and businesses.

NEW YORK--(BUSINESS WIRE)--Moody’s Analytics, the leading provider of lending and risk management solutions, today announced the launch of the MARQ portal, an innovative tool that automates the exchange of financial information between borrowers and lenders and generates the MARQ small business credit score.

“The difficulty of accessing small business financial information makes lending to this segment inefficient, inconsistent, and expensive,” said Nancy Michael, Senior Director at Moody’s Analytics. “Our new MARQ portal and score will speed up the lending process by replacing weeks of back-and-forth emails and phone calls with the click of a button to instantly get financial and credit information to lenders.”

By creating a one-time, secure link to their accounting information, small businesses can instantly get their MARQ score and gain insight into how banks view their creditworthiness. The score is generated by Moody’s Analytics award-winning RiskCalc™ models for analyzing private company credit risk. Banks can immediately access the MARQ score and underlying financial information throughLending Cloud, Moody’s Analytics’ cloud-based loan origination platform, for automated analysis and faster credit decisions.

“We believe the combination of the new MARQ tools with our Lending Cloud origination platform provides the best, most complete solution for small business lending on the market,” said Steve Tulenko, Executive Director at Moody’s Analytics. “We are working to help lenders make better decisions, much faster than they can today.”

The MARQ portal is built with technology developed by Finagraph, a pioneering provider of automated financial data collection and business intelligence solutions.

Learn more about small business lending in a one-hour webinar, “Master the Challenges of Small Business Lending,” hosted by Moody’s Analytics on September 29, 2016. Register here: Master the Challenges of Small Business Lending

Further information about Moody’s Analytics small business lending solution can be found on our dedicated website:www.moodysanalytics.com/small-business-lending

Small business owners can get their free MARQ score at www.MARQscore.com.

About Moody’s Analytics

Moody’s Analytics helps capital markets and risk management professionals worldwide respond to an evolving marketplace with confidence. The company offers unique tools and best practices for measuring and managing risk through expertise and experience in credit analysis, economic research and financial risk management. By providing leading-edge software, advisory services, and research, including the proprietary analysis of Moody’s Investors Service, Moody’s Analytics integrates and customizes its offerings to address specific business challenges. Moody's Analytics is a subsidiary of Moody's Corporation (NYSE:MCO), which reported revenue of $3.5 billion in 2015, employs approximately 10,800 people worldwide and maintains a presence in 36 countries. Further information is available at www.moodysanalytics.com.

About Finagraph

Seattle-based Finagraph is a best-in-class financial data collection and business intelligence company. Finagraph's pioneering technology gathers and organizes financials directly from accounting systems, providing financial professionals and business owners with clear and actionable information. Finagraph’s streamlined workflow replaces the traditional paperwork process and adds instant intelligence to best help lenders understand a business' financial health and trends. To learn more, visit www.finagraph.com.

 

Contacts

Moody’s Analytics
KATERINA SOUMILOVA, 212-553-1177
Assistant Vice-President
Corporate Communications
katerina.soumilova@moodys.com